About the Singapore Principal Provider

 

Q1: What is your website?

A: Our corporate website is https://www.singapore-investors.com. This website is operated under our corporate entity Global Financial Management Pte Ltd registered with Singapore authority in 1994.

 

Q2: Who am I dealing with?

A: You are dealing directly with a Singapore principal provider. My company has been incorporated in Singapore since 1994. I am the CEO & Executive Director of the company. I am 100% Singaporean, born, educated, and living in Singapore with my family. I have been conducting trade finance and bank instrument business since 1994 serving the global market.

 

Q3: What is the Principal Provider’s responsibility and obligation?

A: We sign contract agreement directly with client under law in Singapore.

 

We undertake full responsibility to deliver the client’s requested bank instrument from AA-rated issuing banks to Client’s nominated receiving bank including Email RWA, Swift 799 Pre Advice, Swift 760 SBLC/BG, Swift 199 RWA, Swift 799 Blocked Fund, Swift 799 Proof of Fund, Swift 700 DLC with Acceptance via Swift 799.

 

We collect issuing fees and commission payments from client where the client shall send their issuing fees payment via bank wire transfer directly to our Singapore corporate bank account upon signing the contract agreement before the issuance of the requested bank instrument and we shall deliver our obligation 100% following the signed contract agreement as agreed.

 

Q4: Are you a broker?

A: We are not a broker. We undertake full responsibility to deliver our obligation to our Client's requested SBLC/BG collateral as per signed contract agreement. We understand our obligation and responsibility thoroughly and we understand the risks involved for all parties and protect all parties fairly.

 

We have connection and deep trusted relationship with international reputable bankers and SBLC applicants/International bank's reputable customers who risks their assets & financial facility, and willing to be blocked and issue requested SBLC/BG collateral to borrower's to complete their Commodity Shipment obligation, Start Up Construction Project, Tender Award, Investment, Credit Enhancement Purposes and Finance benefits on ther own accord.

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Q5: What are Trade Finance Products Can I avail from you?

A1: From AA-rated issuing banks including Email RWA, Swift 799 Pre Advice, Swift 760 SBLC/BG, Swift 199 RWA, Swift 799 Blocked Fund/Proof of Fund, Swift 700 DLC with Acceptance.

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A2: If you know how to use - From Finance Company/Investment Company from USA and UK including SBLC, Swift SBLC, BG, DLC, Blocked Fund, POF, RWA (With Acceptance via Swift 799 OR Hard Copy (TBA) - If Requested by client). 

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Refer to Q20 enclosed below for more details of the trade finance products available, minimum amount, terms, procedure and credit rating of the issuing banks.

 

Q6: Who are your issuing banks?

A1: Our issuing banks are Top Tier International Reputable Banks or AA-rated licensed issuing banks including SCB, Hsbc bank, Barclays bank and issue the requested bank instruments directly to client’s nominated receiving bank. No Intermediary bank in between.

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A2: For Finance Company/Investment Company from USA and UK - we issue through our partner's licensed banks. 

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Q7.1: Do I need to pay the issuing fees in advance before my requested SBLC/BG instrument is issued?

Yes, after we sign the Trade Contract Agreement, you will receive a corporate invoice for the issuing fees from our Singapore corporate company. Within 2 working days, you are requested to bank wire transfer the issuing fees to our Singapore corporate bank account and send to us your wire transfer copy for our reference.

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The Refund Guarantee Clause is written on the Trade Contract Agreement that in the event if the Princiapl provider failed to deliver the requested SBLC to the Borrower's nominated receiving bank, the Provicipal Provider shall Refund the issuing fee within seven (7) working days.

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Q7.2:-What is the security of my issuing fees after I trasnfer directly to the Principal Provider's Corporate Bank Account in Singapore?

The Borrowers must recognized 4 important points that the Singapore Principal Provider Offered in order to proceed to avail and claim the requested SBLC collateral from AA Bank.

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1-The understanding the "Private Lending & Borrowering Agreement" outside the bank and when the Borrower's lending bank rejected to lend facility to the Borrower. 

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2-Principal Provider's Personal Profile, Corporate Profile with Singapore company incorporated in 1994 providing trade finance instruments over 3 decades, specific bankers connection and communication, DOA under Singapore Jurisdiction, and matured age with honest characters and transparency.

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3-Attend a Q&A Session with Principal Provider:

The Proncipal Provider will instantly address to all questions from Borrower related to their requested SBLC, BG, Blocked Fund, POF, RWA, DLC with Acceptance, Project Funding, and further, in depth Advisory/Consultancy services for how to build bank relationship & track records with lending banks, monetization, secuing credit facility from lending bank, loan transaction. 

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4-Proven track records with previous successful transmitted and issued Swift SBLC, DLC, Blocked Fund, POF copies available for viewing in the corporate website

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**Thereafter, the Borrowers may compare this Singapore Principal Provider with other providers in the world. 

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Q8: How do I start?

A1: We will send you our SBLC/BG format for your acceptance OR You can send to us your requested SBLC/BG format for our acceptance. Alternatively, we can also provide you a "Customize SBLC/BG draft verbiage" if you have a complex situation/arrangement involving many principal parties in your transaction so as to fit your specific needs on case by case basis. In all cases - the SBLC/BG format is "Clean text" if you know what we mean.

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A2: After your requested SBLC/BG format is accepted by you and us – we shall provide you a Termsheet with procedure, the issuing & transmission fees before issuance of your requested SBLC/BG bank instrument.

 

A3: ​​Upon your acceptance – you shall send to us your complete CIS including your company registration certificate + passport copy. In return we shall send you our complete CIS for your file.

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A4: Within 1 to 2 working days – we shall send you the Contract Agreement (Trade Investment Agreement or DOA) for signatory. (E-Signature accepted via Email records)

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Q9: How do I contact you?

A: +65-8301 9900 (Phone / WhatsApp)

    kelvin24112411 (Wechat)

    kelvin@singapore-investors.com 

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​Previous Transmitted issued Swift Copies, Track Record & Verification

 

Q10: Can I verify your past performance?

A: Yes. we can provide redacted SWIFT MT760 copies linked to specific project name. You can also see evidence that the receiving/lending bank granted a credit line facility based on the specific linked of the transmitted/issued SBLC – for example, funding for a start-up construction project. All borrower, applicant, and beneficiary names are redacted for confidentiality.  In addition, we can permit you to view some of our previously transmitted and issued Swift 760, 799, 199, 700, and Bank Email RWA Copies as our proven track records.

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Q11: Can I contact your past clients or their banks directly for verification?

A: No. Banking secrecy laws prevent any bank officer from revealing transaction details to a third party. Even another bank cannot obtain such confirmation directly from the issuing bank. The client must rely on the redacted evidence provided, my track records, our Questions & Answers Session and the contract terms which is drawn to protect all parties fairly.

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Q12: Can a third party (bank or lawyer) verify your SWIFT copies with SWIFT.com or the issuing bank?

A: No, not credibly. SWIFT.com is an international independent server system where banks record their messages. However, due to banking secrecy, no bank officer will disclose transaction details to a third party. Therefore, verification ultimately rests on the client's own discretion based on the Swift transmitted issued copies, previous track records evidence, our profile and our Q&A session.

 

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Type of bank instruments

 

Q13: Is this a Lease or Rental bank instrument?

A: The word "Lease or Rental" is not in the SBLC/BG contents or any requested bank instrument. When a bank instrument such as SBLC or BG is transmitted via Swift MT 760 and issued from the issuing bank to the client’s nominated receiving bank, the SBLC beneficiary is the 100% ownership of the SBLC and its face value for one year and one day recognized by the banks and international authorities.

 

Q14: What is the Annual Investment Return Fee/Success Fee?

A: The Annual Investment Return fee / Success Fee is the fee that the Client/Sblc beneficiary has to pay within 15 working days after receipt of the Swift SBLC in his favor for his commercial usage and finance benefits for one year and one day period.

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Q15: Can I extend the bank instrument including SBLC, BG for second year?

A: Yes. The SBLC/BG can be extended for up to three (3) years on year to year basis at prevailing rate.

 

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Issuing Fee & Refund

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Q16: Is the refund clause written in the contract?

A1: Any sensible Client who requested for SBLC/BG/DLC should recognized that it carry issuing fee to be paid in advance before the requested SBLC/BG can be transmited and issued to the Client's nominated receiving bank. No True Provider is so crazy to issue requested bank instrument without carrying issuing fee. 

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A2: Yes. If we fail to deliver our obligation as per the signed contract agreement under Singapore law. we will refund the full upfront issuing fee within 7 working days accordingly. This clause is explicitly stated in the contract agreement, transparent for all parties involved and protect all parties fairly. So far, We have never failed to deliver our obligation for such financial transaction. If we have no confident to deliver our obligation successfully - we will never receive client's issuing fee and we will not proceed.

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A3: Why need to pay issuing fee in advance? Why i cannot receive SBLC/BG without upfront issuing fee?

Client has a choice. Client can walk into their bank and request their bank to issue a LC/BG on their behalf to their Supplier's receiving bank and pay later or Client can walk into Macdonald restaurant for a good meal and pay later. The answer is there.

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Q17: Can the upfront fee be placed in escrow or held by a law firm?

A: No. This is not accepted because the issuing bank deducts its bank charges upfront from the SBLC/BG applicant's (issuer's) account before blocking the facility and before issuing the requested SWIFT 760 SBLC/BG to the client's nominated receiving bank. Therefore, the upfront issuing fee must be paid via bank wire transfer directly to my Singapore corporate bank account of the Singapore Principal Provider as stated in the contract agreement.

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Trust & Decision to Proceed

 

Q18: What if I am still hesitant after reviewing your profile and track record?

A: Then we simply cannot proceed. I do not convince or persuade. This is a serious financial transaction – not a commodity sale or a mobile phone purchase. The client must have full confidence after reviewing my "3 Things to Know" which is my profile, the redacted SWIFT copies previously transmitted and delivered successfully and the Q&A session. If confidence is lacking, there is no middle ground. We part ways professionally with no hard feelings.

 

Q19: Do you attend Q&A sessions?

A: Yes. I can attend Q&A session with any client or borrower to address all the related questions. To date, I have answered all questions asked. Once the client/borrower has confidence in me, we proceed according to my payment terms and procedure with complete transparency written in the contract agreement under Singapore law.

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Final Note from the Provider

 

"I am not a mobile phone salesman to convince a buyer to buy. This is a financial transaction, not a commodity shipment transaction. I have my set of obligation and responsibility. The Client should also recognized their own set of obligation and responsibility. In such financical transaction - Miracle happens every day."

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"I have simple brain thinking - I cannot risk my business of 30+ years built in Singapore, and my family, my home are all on the line. I have never failed to deliver for such financial transaction."

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Trade Finance Products - Type of Issuing Banks - Step by Step Procedure​

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Q20: What are the Trade Finance Products, type of Issuing banks, Procedure can I avail from you?

 

1-FROM SCB ASIA - AA RATED LICENSED ISSUING BANK

For requested Email RWA, SBLC, BG, Blocked Fund, Proof of Fund via Swift 799 and 760 – A Direct bank to bank communication and delivery to Client’s nominated receiving bank – Refer to step by step procedure enclosed below.

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1-Email RWA – If Requested by Client

Issuing fee is required before the requested instrument is issued.

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2-Swift 799 Pre Advice – If Requested by Client

Issuing fee is required before the requested instrument is issued.

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3-Swift 760 SBLC/BG

Issuing fee is required before the requested instrument is issued.

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4-Success fee / Investment Return fee

X% of SBLC/BG face value within 15 working days after receipt of the Swift SBLC/BG. 

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Note:  

Minimum SBLC/BG amount: USD/Euro 10 Million

Maximum SBLC/BG amount: USD Euro 250 Million (first tranche)

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STEP BY STEP PROCEDURE – SWIFT 760 SBLC/BG Delivery

PARTY A - Singapore Principal Provider

PARTY B - Client / Sblc Beneficiary / Buyer / Main Cointractor / Project Borrower / Investor / Monetizer 

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After signing the “Trade Investment Contract Agreement”:

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1-The Party A shall issue an invoice to the Party B – within 2 days, the Party B shall wire transfer the issuing fee to the Party A’s corporate bank account in Singapore and send a wire transfer copy to the Party A for reference.

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2-Upon received of issuing fee in the Party A’s corporate bank account in Singapore – Within 5 business days, the Party A shall arrange the issuing bank to transmit the Swift 760 Sblc to the nominated receiving bank’s Swift code/BIC: XXXXXXXX.

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3-After the Swift 760 SBLC is transmitted – the issuing Bank officer in charge will send an EMAIL attached with transmitted Swift 760 SBLC reference copy to the Receiving bank officer in charge email address “BO-name@receiving-bank-name.com” for reference and proof of work.

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4-The Party A shall send the Transmitted Swift 760 SBLC reference copy (Issuing Bank’s Copy) via Email to the Party B for reference and proof of work. The issuing bank officer name, email address and pin code maybe be blocked as this is for bank to bank communication protocol only.

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5-Within 7 business days – the Receiving bank shall notify the Sblc beneficiary/bank’s customer that they have received the Swift SBLC or the Sblc beneficiary has his obligation to make inquiry with his Receiving bank officer in charge regarding the receipt of the Swift 760 SBLC.

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6-Within fifteen (15) working days – the Client shall pay the Success fee/investment return fee to the Principal provider’s corporate bank account in Singapore as agreed.

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7-Transaction complete

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2-FROM HSBC bank UK, Barclays Bank UK, JP Morgan Chase UK - AA RATED LICENSED ISSUING BANKS 

For requested SBLC and BG via Swift 799/760 - A Direct bank to bank communication and delivery to Client’s nominated receiving bank - Refer to step by step procedure enclosed below.

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Swift 799/760 SBLC/BG DELIVERY - Issuing fee is required before the requested instrument is issued (One sum payment).

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STEP BY STEP PROCEDURE – SWIFT 799/760 SBLC/BG DELIVERY

PARTY A - Singapore Principal Provider

PARTY B - Client / Sblc Beneficiary / Buyer / Main Cointractor / Project Borrower / Investor / Monetizer 

 

After signing the “Trade Investment Agreement” (DOA):

 

1-The Party A shall issue an invoice (One sum payment) to the Party B – within 2 working days, the Party B shall wire transfer the issuing fee to the Party A’s corporate bank account in Singapore and send a wire transfer copy to the Party A for reference.

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2-Upon received of the issuing fee - Within 5 working days, the Party A shall arrange the Issue Bank to transmit a Swift 799 Pre Advice to the Receiving bank Swift Code: XXXXXXXX.

 

3-After the Swift 799 is transmitted and issued - The Party A shall send the Transmitted Swift 799 Pre Advice Reference Copy (Issuing Bank’s Copy) via Email/Whatsapp to the Party B for reference and proof of work.

 

4-Within 3 to 5 working days – The issuing bank willl proceed to transmit the Swift 760 SBLC delivery to the Receiving bank (Regardless if the Receiving bank reply the Swift 799 Pre Advice to the issuing bank).

 

5-After the Swift 760 SBLC is transmitted and issued - The Party A shall send the Transmitted Swift 760 SBLC Reference Copy (Issuing Bank’s Copy) via Email/Whatsapp to the Party B for reference and proof of work. The issuing bank officer name and pin code maybe be blocked as this is for bank to bank communication protocol only.

 

6-Within 7 business days – the Receiving bank shall notify the Sblc beneficiary/bank’s customer that they have received the Swift SBLC or the Sblc beneficiary has his obligation to make inquiry with his Receiving bank officer in charge regarding the receipt of the Swift 760 SBLC.

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7-Within fifteen (15) working days – the Client shall pay the Success fee/investment return fee to the Principal provider’s corporate bank account in Singapore as agreed.

 

8-Transaction complete

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3-FROM FINANCE COMPANY / INVESTMENT COMPANY IN USA AND UK

If you know how to use - For requested Swift DLC, SBLC, BG (with Acceptance via Swift 799 - If Requested by Client), Blocked Fund, Proof of Fund, RWA (via Swift 199/799) – The Swift Delivery through their banking partner’s licensed issuing banks.

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3.1-For Swift DLC with Acceptance upon Request.

The Swift Delivery through their banking partner’s licensed issuing banks.

DLC Issuing fee is required before it is issued.

After the DLC is issued – there is no further payment required.

*If Requested by Borrower - Acceptance fee is required to be paid advance before issuance of the Swift 799 Acceptance OR Hard Copy (TBA) to Borrower's receiving bank.

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Minimum DLC amount: USD/Euro 2 Million With Acceptance Via Swift 799 OR Hard Copy

Minimum DLC amount USD/Euro 500,000 Without Acceptance

 

3.2-For Swift 760 SBLC/BG, 199 RWA, 799 Pre Advice, Blocked Fund/ POF

The Swift Delivery through their banking partner’s licensed issuing banks.

Issuing fee is required before it is issued.

After the requested bank instrument is issued – there is no further payment required.

*If Requested by Borrower- Acceptance fee is required to be paid advance before issuance of the Swift 799 Acceptance OR Hard Copy to Borrower's receiving bank for Swift 760 SBLC/BG.

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Note:

Minimum SBLC/BG amount: USD/Euro 2 Million With Acceptance

Minimum SBLC/BG amount USD/Euro 500,000 Without Acceptance

For 180 days validity period - Can do.

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